Not sure if you're ready? Keep reading to find out why you should be thinking about buying this Winter.
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Prices will continue to rise. CoreLogic’s latest Home Price Index reports that home prices have appreciated by 5.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.3% over the next year.
Mortgage interest rates are projected to increase. An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.
Either way you're paying a mortgage. "Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return."
It's time to move on with your life. If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.
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